You can get a HECS-HELP loan to pay for your studies when you attend university or an approved higher education provider. You are able to only obtain a loan that is hecs-help you might be signed up for a Commonwealth supported destination (CSP).

A HECS-HELP loan doesn’t protect expenses like accommodation, laptop computers or text books.


Your provider will assess your eligibility for the HELP loan resistant to the criteria below. When you yourself have any relevant concerns, please contact your provider.

To have a loan that is hecs-help you have to:

  • be learning in a Commonwealth supported spot.
  • be an Australian citizen and meet up with the residency demands (you must study at the least component of one’s program in Australia).
  • be a brand new Zealand Special Category Visa (SCV) holder or permanent humanitarian visa owner and meet with the residency demands.
  • submit the ask for Commonwealth help and HECS-HELP form to your provider by the census date.
  • be enrolled in each unit/subject at your provider because of the census date.
  • not need already lent as much as your HELP loan restriction.

How much may I borrow?

You are able to borrow up to the combined HELP limit to pay for your tuition charges. This can include all FEE-HELP, VET FEE-HELP and Vet figuratively speaking and any loans that are HECS-HELP from 1 January 2020.

As soon as you go with your HELP loan limitation, the total amount of ASSISTANCE you have left to borrow is called your available ‘HELP stability’.

For 2020, the HELP loan limitation is $106,319. In the event that you want to study medication, dentistry or veterinary technology resulting in initial registration, or speedyloan.net – customer speedy cash reviews qualified aviation courses the HELP loan restriction is $152,700. Continue reading “HECS-HELP”